
If UHI, then INGO Accessible and affordable packages | A wide network of partner medical institutions

At EFES, every insurance product is centered around the individual — their daily life, lifestyle, and goals. These are the factors that determine what kind of innovative solutions are needed to improve quality of life and build a more confident future. Guided by this approach, the company has developed a range of innovative offerings for individuals that complement the framework of universal health insurance. As a result, customers receive more comprehensive financial protection and insurance coverage tailored to their individual needs. EFES ICJSC is supervised by the Central Bank of the Republic of Armenia.