In the first phase of the program launch, all employed citizens receiving a salary of more than 200,001 AMD are automatically insured through their employer, acting as a tax agent.

All children under 18 years of age are insured through state budget funds. This coverage also extends to students enrolled in the basic education system.

All citizens who have turned 65 are insured by state budget funds. The insurance premium for them is fully paid by the state.

– Persons with deep, severe, and moderate functional limitations and persons with 1st, 2nd, 3rd disability groups. – Participants in the liquidation of the Chernobyl NPP accident. – Former servicemen receiving military disability pensions. – One of the parents, adopter, guardian, or trustee of a disabled child. – Veterans of the Great Patriotic War and persons equated to them, repressed persons. – Family members of persons who participated in defense combat operations during the April 2016 war and since September 27, 2020, and who died during combat duty, special assignments, or official service; are missing or declared missing or dead by court order; or subsequently died as a result of injuries, mutilation, or illnesses sustained under these circumstances. – A member of a family having a family insecurity score or degree, in cases and order defined by the Government decision.

Sole proprietors and notaries who have a gross income of 2,400,001 AMD and more can be registered in the insurance system by submitting information regarding their income. The premium is calculated based on their declared income.