Who is insured
Employees
In the first phase of the program launch, all employed citizens receiving a salary of more than 200,001 AMD...
Children under 18
All children under 18 years of age are insured through state budget funds...
Persons aged 65 and over
All citizens who have turned 65...
Vulnerable groups
Persons with disabilities, former servicemen receiving military disability pensions, participants of WWII and persons equated to them, as well as participants in the liquidation of the Chernobyl NPP accident. Also insured are parents (guardians) caring for children under 2 or disabled children, members of large and needy families...
Self-employed
Sole proprietors and notaries who have 2,400,001 AMD...
What is covered
Primary healthcare care
Family doctor consultations, basic diagnostic examinations...
Hospital services
Planned and emergency surgeries, post-operative care in state and private hospitals...
Outpatient services
Specialized consultations, laboratory and instrumental examinations...
Medication and medical supplies
Medications and supplies provided by the insurance package and approved...
Emergency medical aid
Transportation costs, specialized service, and urgent interventions...
Chronic disease management
Dispensary service, continuous treatment costs, and examinations...
Organs, joints, and prostheses
Medical costs related to organs, joints, and prostheses...
What is not covered
Financing
Employer
Employers, acting as tax agents, pay 10,800 AMD as an insurance premium from the salary of their employees earning more than 200,001 AMD.
State
The State pays the insurance premium for children, persons over 65, and vulnerable groups.
Rights and responsibilities
Your rights
- Free choice of healthcare provider
- Free medical consultation and treatment
- Full information regarding treatment
- Confidentiality of medical data
- Appeal the quality of treatment or services provided
Your responsibilities
- Pay insurance premiums on time
- Provide accurate personal and medical information
- Follow doctor's appointments and advice
- Notify about changes (address, job, etc.)
- Keep the insurance certificate and present it during treatment
How to use your insurance
- 1
Book a visit
First, book a visit with your polyclinic therapist. You can register in advance either by calling the polyclinic or via the ARMED app.
- 2
Get certificate
Activate your certificate in the ARMED app or with the help of the polyclinic.
- 3
Pass screening
Undergo a mandatory preventive medical screening at your polyclinic.
- 4
Get referral
If needed, the therapist will refer you to a specialist or for examinations.
- 5
Visit hospital
Choose any medical center included in the program and visit with your referral.
- 6
Receive treatment
Receive free treatment and medication within the scope of the package.
General help
24/7 Support and information